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Bajaj Husqvarna Two Wheeler Insurance
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Bajaj India has introduced the country with a revolution in motorbikes - starting with its first spin-off for a street bike, the Iconic Pulsar, the brand set foot towards the right start. The automaker also introduced the Indian markets to the very famous KTM, a bike that has made remarkable history with the segment.
However, Bajaj’s latest joint agreement is the Husqvarna brand that Bajaj has introduced to India. Sharing its underpinnings with the KTM, the Husqvarna is offered in two variants and starts at a base price of INR 1,89,568 (Ex-showroom Delhi) and goes up to a price tag of INR 1,89,952 (Ex-showroom Delhi).
Key Specifications of Bajaj Husqvarna
Coming to the engine offering, the Husqvarna pairs, Svartpilen 250 and Vitpilen 250 are both powered by an identical 248.76cc single-cylinder, liquid-cooled engine clings on to a steel trellis frame BS6 engine that churns out an impressive power output of 30 PS, besides giving out peak torque ratings of 24Nm. Picking up on an engine capacity of 9.5L, the Husqvarna weighs 166kg.
Coming to the list of offerings for the Husqvarna, the bike picks up on an angular fuel tank that extends to the under rider’s seat and is situated at a high seating. Accompanied by full LED on either side, the tall handlebar makes its way to the brace. The bike tyres comprise rugged-pattern tyres, with disc brakes on both the front and rear besides picking up on an anti-locking braking system.
Some Other Key Features Include:
- Exclusive design feature that stands out of the line
- Powerful engine option with seamless braking
- Premium quality builds with a rigid metal frame
- Lightweight, despite being a bike in the 250cc segment
- Paired to several features with upside-down forks and a mono-shock
- Futuristic design approach
- Responsive handling, agile to cruise through the streets
What is Covered Under Bajaj Auto Two Wheeler Insurance Policy
- Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
- Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
- Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
- Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
- Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy.
- Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is not Covered Under Bajaj Auto Two Wheeler Insurance Policy
- Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
- Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
- Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
- Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
- Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
- Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
- Expired policy: If the policy has lapsed, your damages will not be covered.
- Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan
How to Renew Your Bajaj Auto Two Wheeler Insurance Policy
You can renew your Bajaj two-wheeler insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Bajaj Husqvarna Review
The Bajaj Husqvarna is a bike like no other as it aims to provide the Indian bike segment with a future offering that is way outside the curve. The motorbike carries sharp looks and gives an equally satisfactory performance to allow the bikes to tap into unmatched performance. Besides the engine, the motorbike is really responsive on the streets and the highways. The vehicle’s braking system is also very responsive as it gives out linear braking motion at variable speeds.
Lastly, considering the fact that the motorbike has the badge of Bajaj coming along with it, it is indeed an option to go with.
Add ons for your Two Wheeler Insurance
Bajaj Husqvarna Insurance FAQs
1. I have recently bought a Husqvarna, and while I was checking the papers for my insurance, I came across a problem. My question is, can I make changes to my insurance paper after receiving the policy documents?
While you shouldn’t be making such mistakes and double-check and papers before submitting your insurance claim, there are equal chances of coming across mistakes. In such a situation, it is always advisable to contact your insurance provider and ask them to make the required changes in your policy details through the endorsement process.
2. At the time of the purchase of my new bike, I was offered an insurance policy. However, I am not satisfied with the claim and want to cancel it... can my bike insurance be cancelled?
Yes, you can cancel your insurance policy. But before cancelling the same, make sure you already buy the new one. Under the instances where there is a genuine case and is processed within a month of the purchase, there might be chances of cancelling them.
Further, under a situation where you end up buying two policies of a similar vehicle, you can easily cancel the new bike’s policy without having to pay for any cancellation charges.
3. I have recently modified my new bike; I want to know whether it will affect my vehicle’s insurance policy?
Yes, modifications do affect your insurance policy. It is advisable to inform your insurance company at the earliest about the modifications as based on the new changes in the bike, your premium might increase.
4. I noticed that my bike’s insurance policy had expired recently, my question is… how many days do I still have to get it renewed?
You have a total of 90 days grace period until you can renew your policy. However, it is always advisable to renew your policy at the earliest, to avoid any form of fines in the future.